Starting Over without the Stress of Unmanageable Debt
Many Minnesota residents in financial distress deny themselves a bankruptcy filing based on the misconception that the right no longer exists. Their income may be above the state's median, disqualifying them from Chapter 7 bankruptcy. Their decision only means continued stress and harassing creditors.
Your bankruptcy attorney at Rosenzweig Law Office, P.A., will not only stand by your side throughout the entire process of filing Chapter 13 bankruptcy, but also educate you on the facts on bankruptcy, not the fiction. Chapter 13 bankruptcy is still a viable and effective option for debt relief
If you do not qualify for Chapter 7 bankruptcy protection, there are still options for effective debt relief. Contact our Edina office at 952-314-4273. We can also be reached toll free at 888-332-1251.
Stop the Loss of Your Home, Car and Wages
Chapter 13 bankruptcy is a payment plan to your creditors as opposed to a debt discharge. This plan takes between 36 and 60 months to complete. During that plan you make payments to a bankruptcy trustee who applies those payments to a percentage of your debts. When the plan is completed any left over debt that has not been reaffirmed by you is erased. Individuals facing mortgage foreclosure often exercise this right to stave off the loss of their family home. The formal debt repayment can also stop the repossession of your car and cease wage garnishment and levy actions.
Providing You Non-Judgmental and Compassionate Advocacy
You do not have to fear judgment from an attorney at our firm. We are here to help you with a Chapter 13 bankruptcy filing, not look down on you for supposed financial failings. We understand what you have been going through and provide compassionate advocacy to end the stress once and for all.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding a Chapter 13 bankruptcy filing, please contact us.
