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Can I keep my home if I file for Chapter 13 bankruptcy in Minnesota?

A Chapter 13 bankruptcy proceeding in Minnesota may allow you to keep your home and avoid foreclosure. Even if you are behind on your mortgage payments, you may be able to keep your home in Chapter 13 bankruptcy cases.

 

In a Chapter 13 bankruptcy case, you together with your Minneapolis St. Paul bankruptcy lawyer will file a repayment plan to deal with paying your bankruptcy eligible debts. If you are behind on your mortgage payments, then the repayment plan may include monthly payments over a 3-5 year period to pay off your past payments.

 

At the end of the repayment period, some of your other debts, such as your credit cards may be discharged. Thus, you would have more income available each month to pay your mortgage and stay in your home.

 

If are struggling financially and you are committed to staying in your home, then it is important to contact an experienced Minneapolis bankruptcy attorney as soon as possible. Attorney Barry Rosenzweig will help you understand your legal options and take the necessary steps to achieve your goals.

 

You do not have to live in fear of losing your home. Nor do you have to fear being judged when you call our Minneapolis bankruptcy law firm. We understand your situation and will do everything that we can to help you achieve your goals. Please call us today at 952.388.2942 or 1.800.619.8991 for more information. We also invite you to read our FREE book, What You Need to Know About Filing Bankruptcy in Minnesota to learn more.

 

Barry Rosenzweig
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Barry Rosenzweig, has 25 years experience as an attorney helping clients solve their legal problems.