Yes; creditors have no right to block a plan from being approved by the court. It is the bankruptcy judge, not the creditors, who has the power to approve or deny a repayment plan. However, unsecured creditors may file objections to the plan. The court must evaluate these objections prior to approving a plan. Secured creditors, by nature of having their loans secured by collateral, are entitled to repayment in the amount of the full value of the collateral (which is not necessarily equal to the full amount of the loan). Thus, secured creditors may opt to be paid the value of the collateral rather than the amount in the plan. However, exercising that option will not block the rest of the plan from being approved by the court.