You remember, with pride, the day you closed on your house and were given the keys to your new home. For many people, it was the beginning of the American dream. You owned a home. You set down roots for your family. Your children could attend school in the district you wanted.
Now, it is all in jeopardy. You find yourself in the situation that so many Americans find themselves in now. You have overwhelming debt and you are unable to make your mortgage payments on time. The bank is threatening foreclosure. If you don’t take action now you will lose your home. However, there are actions that you can take with the help of a Minnesota foreclosure lawyer to try to keep your home.
How a Minnesota Foreclosure Attorney May Help You
If your goal is to keep your home, then your Minneapolis foreclosure attorney will work hard to help you achieve that goal. Filing for Chapter 7 or Chapter 13 bankruptcy relief, for example, could help you keep your home, as the relief you get from your other debts may leave you with enough money to pay your mortgage. At the very least, filing for bankruptcy will halt the foreclosure process so you can get the advice that you need from your Minnesota debt relief lawyer and make the plans that best suit you and your family for the future.
When to Contact a Minnesota Foreclosure Lawyer
It is important to understand that the bank is serious about foreclosing on your home and that once the foreclosure is complete there may be very little, if anything, you can do about it. Thus, it is important to contact an experienced Minneapolis foreclosure lawyer as soon as you have trouble making your mortgage payments or receive notice form the bank that the foreclosure process is beginning.
Please call one of our experienced Minnesota debt relief attorneys today at 952.388.2942 or 800.619.8991 to learn more.