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Secure Your Financial Future with Minnesota Chapter 13 Bankruptcy

How would your life change if you could stop paying the interest on your credit card debt, if you could catch up on your mortgage and car payments, and if you could get the creditors to stop harassing you and your family while keeping your home and belongings? It may be possible for you if you qualify to file Chapter 13 bankruptcy in Minnesota.

Right now it may seem that the overwhelming debts you owe have taken control of your life, but they have not. You remain in control. You can choose to take the necessary actions to secure your future with the help of a Minnesota bankruptcy lawyer.

You can begin to learn about your Minnesota bankruptcy options in our FREE book, What You Need to Know About Filing for Bankruptcy in Minnesota. This book, written by experienced Edina, Minnesota bankruptcy attorney Barry Rosenzweig, will describe your options and answer many of your questions about debt relief.

What You Should Know About Chapter 13 Bankruptcies

Generally, you will qualify for a Chapter 13 bankruptcy, or Wage Earner’s Bankruptcy, in Minnesota if you have a regular income and have debts that are less than the amounts specified in the bankruptcy law. If you file a Chapter 13 bankruptcy petition and qualify for Chapter 13 protection, then you will devise a 3- to 5-year repayment plan to satisfy your debts.

Some of the advantages of Chapter 13 bankruptcies include:

  • You get to keep all of your assets. There is no liquidation of property to satisfy debts. Instead, you will satisfy your debts according to the terms of your repayment plan.
  • Efforts to collect debts will stop. The harassing phone calls and threatening letters should cease with the filing of the bankruptcy petition.
  • At the end of the repayment period, your loans are deemed satisfied. Creditors generally cannot make further claims against you.

Of course, developing a repayment plan is a critical element of Chapter 13 and one that can greatly impact your current and future financial situation. Thus, it is important to work with an experienced Minneapolis-St. Paul Chapter 13 bankruptcy lawyer to make sure that your rights and protected.

Contact a Minnesota Bankruptcy Lawyer for Personalized Advice About Your Future

It takes a lot of courage to file for bankruptcy. Instead of burying your head in the sand, you are committing to using the Chapter 13 bankruptcy process to satisfy your financial obligations and move forward with your life.

Our Minnesota Chapter 13 bankruptcy lawyers respect you. We know that you are not defined by your debts. When you contact our firm, you will meet personally with Attorney Barry Rosenzweig. You will not be just another client to us. Instead, we will use all available resources to help you secure the future that you want.

Please contact our Minneapolis-St. Paul Chapter 13 bankruptcy law firm today by filling out our online contact form or by calling us directly at 952.388.2942 or 1.888.332.1251. We look forward to helping you get started on a new life—free of debt and full of promise.